Buy now,
pay in 4.
Put a fraction down. A lender covers the rest and the program buys the whole bag through Jupiter today. Four weekly payments and the bag moves to your wallet.
Bag4 SOL of WIF
Today1.000 SOL
Weekly ×40.795 SOL
Built for holders, not sellers
Stay long.
Stay long.
Pay later.
Buy a Solana coin for 20% down and pay the rest in four weeks. Borrow SOL against the bag you already hold, without selling a single coin. Or lend SOL to both and collect the fees.
Three ways to stay long.
One program, one pool of lender SOL. Your coins wait in a vault the program owns until the deal is done. No price feed, no liquidations.
Buy now,
Start a plan →
Borrow SOL,
keep coins.
Lock coins you already hold and take SOL now, for one to four weeks. A wick can't liquidate you. Repay and get the exact same coins back.
Lockyour coins
Get nowSOL
Repayby your date
Lend SOL,
earn both.
One offer funds plans and loans on a coin you'd be happy to hold. You set the fees, the share you finance and your price limits. Payments land back in your offer.
You setfees + limits
Paidevery installment
If they don't payyou get the coins
Run the numbers.
Live Jupiter prices, real dates. The fees here are examples; every lender sets its own and the app shows the real ones before you sign.
Down payment
Down today…
Weekly ×4…
Fee at 6%…
Term
Worth today…
Repay…
Fee at 8%/4wk…
Day 28 / 28
The bag is yours… WIF
You lock…
→
You get now…
Repay by…Miss it by more than a day and the lender keeps the coins. Nothing else can take them: no price feed, no liquidation.
Example lender: 40% of today's value, 8% per four weeks.
Tested on a copy of mainnet.
Each plan was a 4 SOL bag of WIF, 1 SOL down, run through the real Jupiter program and the real WIF pool with a week shortened to ten seconds.
Paid off
Four payments of 0.795 SOL. The last one moved the whole bag to the buyer in the same transaction.
- Down
- 1.0000 SOL
- Installments
- 4 × 0.7950 SOL
- Lender earned
- 0.1800 SOL
- Buyer received
- 2,246.130858 WIF
Sold early
One payment in, the buyer sold. The lender took the 2.385 SOL still owed and the buyer kept the rest.
- Bag sold for
- 3.9968 SOL
- To the lender
- 2.3850 SOL
- Buyer put in
- 1.7950 SOL
- Buyer got back
- 1.6118 SOL
Missed one
Nothing paid by the first due date plus a day of grace. A third wallet called default and the bag went to the lender.
- Down
- 1.0000 SOL
- Paid after that
- 0 SOL
- Buyer kept
- 0 WIF
- Lender received
- 2,237.256260 WIF
The early seller lost the fee and swap costs because the price barely moved: selling early only pays if the coin rose more than the fee. Loans ran on the same fork: borrowed, part repaid, fully repaid with the exact coins back, and a late loan claimed by the lender.
The rules.
Enforced by the program, not by us.
- Coins sit in a vault owned by the plan or loan. Nobody moves them alone.
- Plans need at least 20% down. A lender can ask for more.
- Plan payments fall due on day 7, 14, 21 and 28, each with a day of grace.
- Loans run one to four weeks. Repay any time before the due date plus a day.
- Pay any amount, any time. The last lamport sends you the coins.
- Late past grace, anyone can send the coins to the lender.
- Selling a plan's bag has to cover the balance or it doesn't happen.
- No price feed, no liquidation. Only the lender's own quotes are checked.
- Coins that can be frozen, or carry transfer fees, hooks or a permanent delegate, are refused.
- No admin, no protocol cut. Every lamport the buyer or borrower pays goes to the lender.